By accessing this website, you are deemed to agree and accept to be bound by the terms and conditions of this website. This website provides information in relation to the services and products offered by “Grand Trust Underwriters operated by Tradesky Limited,” (hereafter called “Grand Trust Underwriters”), which will be distributed by Grand Trust Underwriters or representative. This website is for general information only. The information herein shall not, in any event, construe as any invitations, agreements, promises or guarantees. Grand Trust Underwriters reserves the right, at its sole discretion, to change, modify or remove part of this legal notice at any time. You are advised to seek independent professional advice with respect to your personal situation. If you would like to obtain further and detailed information on the services and products offered by Grand Trust Underwriters, please contact Grand Trust Underwriters direct.