• Flat D, 10/f., World Trust Tower, 50 Stanley Street, Central, HK

Hong Kong’s Best Product Liability Insurance Coverage


“Ensure you are properly protected in the event of legal action with a sophisticated product from Grand Trust Underwriters. Very few insurance intermediaries in Hong Kong have our expertise in product liability insurance.” – And I don’t make this claim lightly.

I am James Ho from Grand Trust Underwriters, and for the past 20 years, I have worked very hard to make myself an expert Product Liability Insurance. Not only am I trusted by our clients and insurance company, I am also highly recommended by merchandisers from major retailers and world branded licensers. Product Liability Insurance is not just an insurance we provide. It is my passion; as I strongly believe Product Liability Insurance is the best risk management tool for product providers.

Being a trusted adviser to the merchandisers, I can tell you the following: on more than one occasion, they told me if they ever need to choose between two very similar suppliers, they will pick the one that has existing product liability insurance coverage, every single time.

If you are a manufacturer or an exporter, you need to understand that “a product’s manufacturer and anyone involved in its distribution is responsible for the product for the duration of its life span, including any injury or damage it may cause to a user or anyone who has come into contact with it.” The legal concept applies to all the countries that have product liability related laws, and this is where the benefit of Product Liability Insurance comes in.

A product liability insurance policy you can put your faith in


The world’s legal environment is changing at a rapid pace. People around the globe are more aware of the safety and damage recovery of a product. Nowadays, finding a lawyer that is eager to sue you involves just a few clicks on the keyboard. Moreover, every country has its own set of laws on product liability; even China has at least two major statutes. Even if you ultimately win the lawsuit, the legal fee itself will most likely put you and your company in a bad position.

What can you do to lower your risk? Get product liability insurance policy with us!

As a key producer for AIG Insurance Hong Kong Limited and CHUBB Insurance Hong Kong Limited, we have the full support of our principles. This means we will get the best quotation they can provide.

Product Liability Insurance Coverage Summary

  • • Our Product Liability Insurance policy will provide coverage for the legal cost of defending the litigation
  • • Compensation for the injured person or damaged property (excluding punitive damage) is covered
  • • Product Liability Insurance covers the cost of tax against you during the lawsuit
  • • Interest and Pre-judgement interest are covered in our Product Liability Insurance
  • • Occurrence Basis coverage and Defense Cost coverage is available in addition

To learn more about the product liability insurance coverage we offer in Hong Kong or to get a quotation, please contact us.

In order to provide a quotation, we will need:

  1. Application Form
  2. Product Photo
  3. Test reports (if any)
  4. Warning Labels (if any)
  5. User Manual/Instructions (if any)

To learn more about our coverage, please feel free to contact us.