• Flat D, 10/f., World Trust Tower, 50 Stanley Street, Central, HK

Hong Kong’s Best Product Liability Insurance Coverage


“Ensure you’re properly protected in the event of legal action with a sophisticated product from Grand Trust Underwriters. Very few insurance intermediaries in Hong Kong have our expertise in product liability insurance.” And I don’t make this claim lightly.

I am James Ho from Grand Trust Underwriters, and for the past 20 years, I have worked very hard to make myself an expert Product Liability Insurance. Not only am I trusted by our clients and insurance company, I am also highly recommended by merchandisers from major retailers and world branded licensers. Product Liability Insurance is not just an insurance we provide. It is my passion. As I strongly believe Product Liability Insurance is the best risk managing tools for product providers.

Being a trusted adviser to the merchandisers, I can tell you the following – on more than one occasion, they told me if they ever need to choose between two very similar suppliers, they will pick the one that has existing product liability insurance coverage, every single time.

If you are a manufacturer or an exporter, you need to understand that “a manufacturer and anyone involved in the distribution of a product is responsible for the product and for the duration of its life span if it causes injury and damage to the user or anyone come into contact with it.” The legal concept applies to all the countries that have product liability related laws, and this is where the benefit of Product Liability Insurance comes in.

A product liability insurance policy you can put your faith in

The legal environment of the world is changing in a rapid pace. People in around the globe are more aware of the safety and damage recovery of a product. Now a days, finding a lawyer that is eager to sue you involves just a few clicks on the keyboard. Moreover every country has their own set of laws on product liability, even China has at least two major statutes. Even if you won the lawsuit at the end, the legal fees itself will most likely put you and your company in a very bad shape.

What can you do to lower your risk? Get a product liability insurance policy with us!

As a key producer to AIG Insurance Hong Kong Limited and CHUBB Insurance Hong Kong Limited, we have the full support from our principles. Which means we will get the best quotation they can provide.

Product Liability Insurance Coverage Summary

  • • The product Liability Insurance policy will provide coverage for the legal cost of defending the litigation
  • • Compensation for the injured person/damaged property (excluding punitive damage) are covered under Product Liability Insurance
  • • Product Liability Insurance covers cost tax against you during the lawsuit.
  • • Interest and Pre-judgement interest are covered in our Product Liability Insurance
  • • Occurrence Basis coverage and Defense Cost in Addition coverage is available with our Product Liability Insurance


To learn more about the product liability insurance coverage we offer in Hong Kong or to get a quotation, please contact us.

In order to provide a quotation, we will need:
  1. Application Form
  2. Product Photo
  3. Test reports (if any)
  4. Warning Labels (if any)
  5. User Manual/Instructions (if any)

To learn more about our coverage, please feel free to contact us.