• Flat D, 10/f., World Trust Tower, 50 Stanley Street, Central, HK

Institute Cargo Clause ( I.C.C. )

Institute Cargo Clauses were developed as a means of insurance for cargo while it is being shipped from the original location to its final destination.

It sets a worldwide standard on what is covered when you purchase a Cargo Insurance.

Loss or Damage Caused by

General Average

Both to Blame Collision

Fire or explosion

Overturning or derailment of land conveyance

Collision or contact of vessel, craft or conveyance with any external object other than water

Discharge of cargo at a port of distress

General average sacrifice


Earthquake, volcanic eruption or lightning

Washing overboard

Entry of sea, lake or river water into vessel, craft, hold, conveyance, container, liftvan or place of storage

Total Loss of any package lost overboard or dropped whilst loading onto, or unloading from,vessel of craft

Theft or Pilferage

Contamination (own damage)

Clause A

Clause B

Clause C

To learn more about our coverage, please feel free to contact us.